Policy Benefits and Flexibility:  

Fidelity’s term life insurance is nothing you haven’t seen before—it covers you for a sum of money in the event that you should pass away. In the event of your death, benefits are generally paid out to relatives tax free. Fidelity term life insurance only covers you for the period you arrange upon entry into a contract. Because premiums are constant for the life of the policy, it is most advantageous to select a long term policy and continue paying premiums well into the future. Given that Fidelity’s quotes are low, we recommend this option to young prospective life insurance investors in particular. Your ultimate premium will be dependent upon your health, lifestyle and current physical health. With Fidelity’s online quote tool, you can get an idea of your premium in mere seconds—this is a great tool for planning as well as for just shopping around.

Fidelity does not offer whole, universal or any other life insurance policy that accrues cash value. For the customer more interested in building equity and planning for retirement, Fidelity offers IRAs, retirement funds and annuities.

Additional Services:  

“Diversified portfolio” has been the mantra of sound investment strategy for over a decade now. With diversity in mind, life insurance is not a magic bullet as far as securing your family’s future, your own retirement or fortifying the college savings fund. Fidelity’s other services help to round out any investment strategy by offering retirement funding, saving accounts and college funds.

Customer Support:  

Fidelity’s online experience is unrivalled and managing your accounts online is ridiculously easy. You can track gains and losses on customizable charts and configure email notifications to keep a tab on your earnings while away from the computer. Fidelity’s live staff is generally helpful and thankfully, their automated telephone system typically doesn’t leave you hanging in limbo for more than a few minutes.

With their informative articles, insurance need calculators and free online quotes, a visit to Fidelity costs you nothing. Add their exceptional online experience and fair premiums and it’s not hard to see why Fidelity’s term life insurance policies are a part of many satisfied customers’ investment strategies.

For more on leading life insurance providers be sure read reviews of our top three products: Metlife, ING and State Farm Insurance.

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