Policy Benefits and Flexibility:  

ING’s life insurance offerings are on par with those of their competitors in terms of both flexibility and policy types. We particularly like the ease with which an ING representative can quickly combine multiple insurance policies and investment schemes to provide a well-rounded approach to protecting family assets.

Whether you’re hoping to provide for your family in the event of the unthinkable or simply trying to minimize the tax burden on your loved ones, ING has life insurance options ideal for your particular scenario. ING provides customers with the option of term, universal and variable universal life insurance policies. ING’s term life insurance covers you for a designated period of time from one to thirty years and only pays out in the event of death. The terms and limitations of term life insurance vary according to your age, premiums and particular circumstances. Term life insurance cannot be converted into funds under any circumstances. Universal life insurance through ING on the other hand, does provide the option to convert potential payouts to cash. And unlike term life insurance, universal coverage will not lapse upon partial or missed payments. For more lucrative returns on universal life insurance, see ING’s variable life insurance—it’s the same as universal with the exception that you earn interest according to a variable interest rate.

Additional Services:  

A life insurance policy goes a long way to protect the well being of your family in the face of an unforeseen death. To fully protect your legacy however, other services serve to cement the security of your family’s future. ING provides a full battery of insurance, investment and business services. ING can assist customers with estate planning, retirement funds, investment portfolios, mutual funds and employee benefits packages, to name some of their key services.

Customer Support:  

We were impressed with the responsiveness of ING’s staff. Outside of regular business hours, however, you cannot get the same service some of our top life insurance picks offer. Another potential concern with ING’s customer service is that while they do have offices nationwide, you probably won’t find one outside of major metropolitan areas.

ING provides comprehensive life insurance coverage tailor-made to suit your individual set of needs. Whether you’re a businessperson looking to secure the legacy of your holdings or simply want short term coverage until your kids are out of college, ING has policies sure to work for you. And that’s to say nothing of all the additional services ING can assist you with. ING offers the level of coverage, customer service and flexibility we expect from a good life insurance provider.

For an idea of our first life insurance provider selection, be sure to read our review of the top-ranked life insurance provider, Metlife.

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